December 8, 2019

As a doctor, few things likely shock you. However, this should:

Here are the total premiums charged to doctors for medical malpractice insurance in the U.S. over the past 20 years.

And here are the total losses over the same time period.

Notice how the rates charged for insurance doubled in 2003 – 2004. And profits grew to an all-time high during 2006 – 2007.

You can see the losses today have declined to about what they were 20 years ago. So, why haven’t the costs to doctors declined too?

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